Volatility Policy

Summary: FDI has too much volatility, and we must address this.

To address volatility here are some proposals

• More bond funds (but already high bond allocation)
• More stable companies (consumer goods, oil?)
• Less concentrated positions (cap of 3% on any individual equity)
• More commodities (less correlated)
• NO MORE BITX, move to one x
• Trim massively winning positions.